I was with the NFU since 2001 until 2017, every year the renewal came through I had to ring up, they would then start a new policy as a new customer and save several hundred pounds.
Now bearing in mind I am in my late 50s with maximum no claims (15years) and an area not known for car theft - none to my knowledge in 30 years. the premium for business use was >£1300 on the FL2, and they wanted an extra £300ish when I "upgraded" to the Ewok.
Hence going with LV <£500 for the Ewok, <£400 for the DS.

Not saying that the NFU aren't better in the event of a claim than LV, but I never found out as I haven't had the misfortune to need to. Tangiers Orange - gone, missing her
Replaced by Ewok what a mistake - now a happy Disco Sport owner

just renewed the insurance on my Ewok with LV after checking comparisons and them coming in cheapest for me yet again

last years LV premium £417
this years LV quote £453 (and ive gone past the 5years declaration for hitting a deer in 2013!)
after discussions quote £383

that's the cheapest my insurance has been for a good while  2011 D4 XS 8 speed - Orkney Grey, 2014 front end facelift, black pack
2012 '62' SD4 Auto Sport LE - Barolo black with black/ivory interior, - now gone, missed the modern interior tech pack

Pick a number, here's your renewal.
Paid around £475 last year to Admiral then at Christmas took buildings/contents with them which attracted multi-cover discount as well. The full year equivalent would have been about £135, so effectively £610 for the year. Renewal just in for £565 plus £179! Gave them a call and settled on £453 plus £156. Sorted

I bought my father's Polo from him back in 2016. He bought it new in 1998 and despite it's age it had only covered 36K and had led a cosseted life, hence why I bought it.
Couldn't insure it for a reasonable price. Why not ?
Well I had been given several quotes between £700 and £5000 !!!
Despite always having a clean license and being continuously insured since 1995, the answer was that I was being quoted as a new driver
"But you can check your data-base and see my driving and insurance history", I said.
"Doesn't matter!", they said. "You've only ever insured Land Rovers and as such have insured through specialist Land Rover Insurers".
"So what ? I've still been insured "
"So , as you've never insured a main stream car with a mainstream insurer before, you're classed as a new driver".
"You're taking the pi55 !!, the records still show me being insured since 1995, no gaps in that insurance, no claims ever and no points ever. So really I'm being penalised for driving vehicles you muppets DON'T insure. ".
"You're classed as a new driver - take the quote, drive your car for 12 months, and next year it'll be cheaper by at least 40%."
Managed to find TPFT for £550. Asked the same question, basically got the same answer. 12 months later, that quote was £376.

New driver - You couldn't make it up

You got that answer from every insurer you tried?

Totally crazy! Regards

David

Please let me know if anything in my post offends you, as I may wish to offend you again......

Up until about 2 years ago my wife had always been a named driver on my motor trade policy. When I decided to give it up as I had moved away from the trade I went with Admiral and took a Multicar policy. My wife`s quote for her Nissan Juke without any no claims discount and never having had a policy in her name before was £150 for full comp! I paid £350 for my Freelander HSE with business use. Come renewal time the quote had went up by about £60 which I decided I was ok with but when I phoned up just to change my payment method the guy I spoke to managed to get me discounts which brought it back down to the previous years premium without being asked! I changed the Freelander about a month after renewal and had to pay an extra £35 when I bought the DS which was worth over twice what the Freelander was!

RealBeale wrote:

"Doesn't matter!", they said. "You've only ever insured Land Rovers and as such have insured through specialist Land Rover Insurers".
"So what ? I've still been insured "
"So , as you've never insured a main stream car with a mainstream insurer before, you're classed as a new driver".

If you had proof of no claims that shouldn't be an issue... the only time 'experience' is questioned is if you're going from say a standard car to a left hand drive, or high performance, or a 1.2L to a 5L for example... unless you were starting from scratch with NCD? but if you go to a specialist broker like ourselves then a lot of our insurers can mirror your NCD from another vehicle you own or offer an introductory discount based on your NCD elsewhere.

Carlie A-Plan Insurance
Call us on 01635 874646 for a quotation Click Here