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Redfox



Member Since: 07 Jan 2024
Location: Copenhagen
Posts: 48

Denmark 2007 Freelander 2 i6 SE Auto Izmir Blue

Just a driver wrote:
On the tv the other day it was it’s 1 in 83 motors are uninsured on the road.


Is that really true?
How is that possible?
Aren't there any check of insurance and road tax and mot? and the driver's license?

I'd say put every single one to jail for a minimum of 10 years if they drive without these things in good order. Or confiscate every single item they own, including their home, and let the money go to those who were hit by these people/insurance fund.

Take care!
Kind regards.

Post #439280 10th Feb 2024 9:43 pm
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Lightwater



Member Since: 21 Aug 2014
Location: Sydney Northern Beaches
Posts: 4671

Ukraine 2013 Freelander 2 2.0T SE Auto Fuji White

I reckon the 1 in 83 includes a lot of cars permanently in garages & back yards. They never actually go on the road. Probably some from older people who have simply stopped driving.

A big grain of salt should be applied to statistics. Procrastination, mankind's greatest labour saving device!

Acoustic insulation ARB TPMS 3xARB air compressors After cooler Air tank On-board OCD pressure air/water cleaning Additional 50L fuel Carpet in doors ABE 2x1kg Waeco 28L modified fridge Battery 4x26ah Solar 120w Victron MPPT 100/20 DC-DC 18amps 175amp jumper plug Awning 6x255/60R18

Post #439281 10th Feb 2024 10:13 pm
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Nodge68



Member Since: 15 Jul 2020
Location: Newquay
Posts: 1702

United Kingdom 2009 Freelander 2 TD4 SE Manual Rimini Red

Redfox wrote:
Just a driver wrote:
On the tv the other day it was it’s 1 in 83 motors are uninsured on the road.


Is that really true?
How is that possible?
Aren't there any check of insurance and road tax and mot? and the driver's license?

I'd say put every single one to jail for a minimum of 10 years if they drive without these things in good order. Or confiscate every single item they own, including their home, and let the money go to those who were hit by these people/insurance fund.

Take care!
Kind regards.


It's very true. A similar number don't have MOTs either, and something like 1 in 500 driver's don't even have a licence.
The police don't do anything about it. They're all too busy doing nothing, or working in some other profession.
Law and order in the UK is going down hill fast. 2009 Rimini Red SE TD4. My daily driver.
Gone. 2006 Tonga Green i6 HSE.

Post #439283 10th Feb 2024 10:52 pm
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RogB



Member Since: 16 Dec 2014
Location: Mansfield
Posts: 3864

England 2013 Freelander 2 SD4 HSE Lux Auto Santorini Black

just watched a video on youtube about an insurance write off

2009 Jaguar XF, reversed into by a hire van which then drove off, damage to the Jaguar was a scuff on the rear bumper which also popped out its clips to the rear quarter panel, and a smashed rear light cluster.

Car was written off at a value of £4500, or £3100 if the owner bought it back, which he did.

So he got his car back and £3100

cost of repairs - £30 for 2nd hand light cluster and depending on how fussy he was a rear bumper spray for a couple of tiny scuffs.

Post #439326 12th Feb 2024 12:45 pm
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Mowog



Member Since: 11 Apr 2018
Location: Cheshire
Posts: 422

But his car is now categorised as a write off.

Post #439327 12th Feb 2024 12:48 pm
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Nodge68



Member Since: 15 Jul 2020
Location: Newquay
Posts: 1702

United Kingdom 2009 Freelander 2 TD4 SE Manual Rimini Red

It'll be a Cat N, which is a minor write off for cosmetic damage only. It makes about a 20% drop in a subsequent insurance claim, not exactly the end of the world. 2009 Rimini Red SE TD4. My daily driver.
Gone. 2006 Tonga Green i6 HSE.

Post #439335 12th Feb 2024 2:43 pm
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Just a driver



Member Since: 29 Nov 2021
Location: Norfolk
Posts: 273

United Kingdom 2009 Freelander 2 SD4 GS Auto Stornoway Grey

It’s cheaper and quicker to write it off then repair it. They are not on the hook for hire car charges, no storage fees etc, or the hook if anything happens to the repair further down the line like paint blistering etc. it’s a throw away world.

Post #439339 12th Feb 2024 3:30 pm
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MotionInc



Member Since: 17 Jun 2019
Location: North America
Posts: 1272

Canada 2008 LR2 i6 SE Auto Tambora Flame

And they get the scrap value to also help offset the payout. The "breaker" might get a deal!

Post #439375 13th Feb 2024 11:55 am
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Mowog



Member Since: 11 Apr 2018
Location: Cheshire
Posts: 422

Ah,
So that’s why insurance is such a bargain………….l.

Post #439376 13th Feb 2024 12:33 pm
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Arctic



Member Since: 24 Aug 2016
Location: Westmidlands
Posts: 419

United Kingdom 2014 Freelander 2 SD4 HSE Auto Orkney Grey

Did the OP get his pay out, did he buy back the FL, the story continues

Post #439416 15th Feb 2024 10:54 am
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TooBlue



Member Since: 30 Oct 2019
Location: Midlands
Posts: 261

United Kingdom 

I got paid out within a month by my insurance.
After four years of ownership, I only lost about 2.5k.

Only recently my legal team have submitted a claim for other losses, such as my insurance excess, so it will be a little while untill fully back to normal.

My dead Freelander 2 ended up at Copart and was sold at auction. I presume a trader bought it as no new V5C has been issued.

I have recently purchased a Hyundai Santa Fe, and very nice it is too. More refined than the Freelander 2, but it is a lot newer.

Post #439434 16th Feb 2024 12:10 am
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Arctic



Member Since: 24 Aug 2016
Location: Westmidlands
Posts: 419

United Kingdom 2014 Freelander 2 SD4 HSE Auto Orkney Grey

Quote:
TooBlue

I got paid out within a month by my insurance.
After four years of ownership, I only lost about 2.5k.

Only recently my legal team have submitted a claim for other losses, such as my insurance excess, so it will be a little while untill fully back to normal.

My dead Freelander 2 ended up at Copart and was sold at auction. I presume a trader bought it as no new V5C has been issued.

I have recently purchased a Hyundai Santa Fe, and very nice it is too. More refined than the Freelander 2, but it is a lot newer.


Hi thanks for the update.

Post #439435 16th Feb 2024 1:31 am
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