Spooky or just common... not sure which 🤔

I’m with Aviva and have an FL2 whilst the Mrs has an ST3!

Wish my premium was that low. Back after 13 years in Oz and Aviva wouldn’t except the NCB - the gits.

My ncb is the maximum, as is hers. FL2 and ST3 are a great combination. We can go anywhere if we’re in the right car. The ST3 is a fun car to drive but lots of potholes put the alloys at risk and the ride is pretty stiff.

My October renewal with NFU is £410.67 fully comp with legal cover and breakdown recovery, on driveway, up to 10,000 miles pa, Max NCB.

Have asked them to quote without wife as she has had to hand in her licence for medical reasons. Also asked what discount for the low risk this COVID year. Getting back to me.

Spoke to A Plan, who I have been with before, £481! 😱

Waiting for NFU to get back to me....

Bob 10MY (Sept 09) TD4 HSE Auto in Stornoway Grey (Now Gone)

08 FL2 TD4 SE Manual in Rimini Red (Now Gone)

Direct line with claim protection and legal cover, two drivers, £262 And 40 quid on Topcashback

Direct line with claim protection and two drivers £190.00

Put daughter on for 10 days FREE of charge not even admin fee. Common sense isn't very common.
_______________________________
2007 Land Rover Freelander2 I6 hse Auto

dunkley201 wrote:

My October renewal with NFU is £410.67 fully comp with legal cover and breakdown recovery, on driveway . . .

Waiting for NFU to get back to me....

Bob

NFU won't quote for me here in SE London, obviously too much concrete, not enough trees and grass

It pays to shop around...
My insurance is due for renewal in less than 30 days (usual limit for on-line searches).
I'm currently with RAC - I used their on-line chat to request a renewal quote - but I was told they can't do that over the chat line and I would have to wait until the renewal quote arrives automatically nearer the time. I explained that, according to Martin Lewis, one gets offered less competitive quotes as you get nearer the renewal date. I was told I would get a loyalty discount of some value.

So I got a new quote via the RAC website (which was more than I paid last year) and did searches on Confused and Compare the Meerkat and found Aviva to be the cheapest on both.
I decided to go with Aviva and saved 26% (£60) compared to last year's RAC premium; paying £171 (inc SDP only, legal & NCD protection, courtesy car, windscreen cover). I can't imagine any loyalty discount from RAC exceeding that. Jules

I had a similar problem with Direct-Line. My policy increased by £68 for no reason at all !!
got on the phone to them and managed to get it down to UNDER the previous years renewal. I also 'opted-in' to their "mileage moneyback" . you HAVE to opt in ???? why can't they offer it to anyone that has cover with them ?? you can opt-in at ANY time during the length of your policy.

I have a mileage range of 7,000 / yr. last year I did less than 1,000 .... got nothing.

Opted-in this year .......... time will tell ????

I don't expect to get a wind fall, better than I got before they offered mileage moneyback.

jules wrote:

It pays to shop around...
My insurance is due for renewal in less than 30 days (usual limit for on-line searches).
I'm currently with RAC - I used their on-line chat to request a renewal quote - but I was told they can't do that over the chat line and I would have to wait until the renewal quote arrives automatically nearer the time. I explained that, according to Martin Lewis, one gets offered less competitive quotes as you get nearer the renewal date. I was told I would get a loyalty discount of some value.

So I got a new quote via the RAC website (which was more than I paid last year) and did searches on Confused and Compare the Meerkat and found Aviva to be the cheapest on both.
I decided to go with Aviva and saved 26% (£60) compared to last year's RAC premium; paying £171 (inc SDP only, legal & NCD protection, courtesy car, windscreen cover). I can't imagine any loyalty discount from RAC exceeding that.

Just gone through the charade of AA upping premium by 20% notwithstanding no claims and reduced mileage. Renewed with Tesco Bank at £229 with protected NCD and £100 excess on top of £100 compulsory excess and got points on my Tesco card.  MY 09 GS manual in Lago Grey, Wood Co arm rest and side bumper strips - now sold.

MY 15 SD4 SE Auto Orkney Grey with colour coded Bumper Door Mouldings

Hastings - with them for some years - just hit me with the renewal quote....

Up a staggering £253 (77.5%) on last years premium.

A quick call and after more two goes they got it back to within around £40 so three prices later, I am now with Aviva on a like for like policy but with no compulsory excess & just £250 voluntary for just £5 up on last year.

Funny thing is, if they sent me a quote just £40 up on last year being a bit lazy when it comes to insurance, I'd have just accepted it.

After last years big rise, insurance premiums seem to be coming down.

Just received a renewal quote from Churchill which was £40 cheaper than last year but I managed to get another £35 off with Aviva through the Meerkat site.

So looking at £230 for fully comp, 2 drivers (retired, clean licence etc) , social & domestic only, protected no claims, 13 years NCD, EU cover, legal cover, towbar listed, 5K miles/year. Jules