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Tim in Scotland



Member Since: 12 Mar 2006
Location: All at sea
Posts: 875

United Kingdom 

My RRSport SE is insured with Land Rover which includes offroad use and full cover for anything towed and/or on the roofrack for £210pa - I'm 50 but work in a profession that normally means a loading but LR don't do these things, also car is kept outside - also no loading. I do live in a rural area but have a city postcode, but again no extra because they can do it down to the street. Have insured with them for the last 6 years. I also insure my Defender 90 with them for even less! Having 28 years NCB helps as well!
The only reason I use them is that of all the MAJOR insurers they automatically include offroad cover and unlimited continental driving in the policy - when I asked for quotes from other companies they ran a mile at the mention of offroad use or quoted premiums well in excess of £1000pa - despite my good driving record on and offroad. I'm happy to pay what I pay and know that come what may I can enjoy using my Land Rovers' abilities and know that I am fully covered, even if the RRS doesn't go offroading very often, it does go green laning. How can carbon have a footprint, it has no feet?
Now driving - RRE Coupe Dynamic Lux Auto with Plus pack, Fuji White, Ebony, SD4 with tow pack
Gone - 2010MY FFRR TDv8 Stornoway and Ivory, Privacy - the pace of a TDv8 RRS, the incomparable grace of a Range Rover
Gone but will be missed- RRS Tdv8 HSE Stornoway Grey with Ebony Leather
Gone (only a little missed) RRS Tdv6 2.7SE Giverny Green/Aspen
Defender 90 County HT in Epsom Green

Post #8523 14th Oct 2007 4:09 pm
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lardy



Member Since: 15 Sep 2007
Location: Puriton
Posts: 28

United Kingdom 2007 Freelander 2 TD4 S Manual Rimini Red

£360 with Allianz - Fully Comp.

What was interesting though was that my previous insurance for my TD5 Disco which covered modifications and offroading would not cover the Freelander 2, had to change to a traditional car policy Confused

Post #8527 14th Oct 2007 4:25 pm
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The Villager



Member Since: 06 Nov 2006
Location: Derbyshire
Posts: 242

United Kingdom 2007 Freelander 2 TD4 SE Manual Stornoway Grey

UKdave104 wrote:
Sorry guys...........I've been lying to you about my insurance...

Just checked my documents.............and................it's £216 fully comp for me and the wife with NCD protection.

Thumbs Up

That is a good price, who are you with? David

Post #8535 14th Oct 2007 6:05 pm
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Dave



Member Since: 04 Jul 2007
Location: Somewhere Near You
Posts: 2666

Scotland 2012 Freelander 2 SD4 HSE Auto Indus Silver

Quote:
That is a good price, who are you with?


I'm with Esure at the moment. Will shop around next year as Esure doesn't cover off-road use so will try Land Rover or Adrian Flux or anyone that covers for off-road use. ______________________
2011 Full Fat RR 4.4 TDV8
2012 FL2 SD4 Auto HSE
2013 Kawasaki Versys 650

Post #8536 14th Oct 2007 6:26 pm
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Joiner_8



Member Since: 08 Feb 2007
Location: Shieldhill, Falkirk
Posts: 73

Scotland 2014 Freelander 2 SD4 HSE Lux Auto Loire Blue
Re: Insurance

JMS wrote:
First post and some advice for what its worth. Took delivery of my FL2 last month and spent some time ringing around all of the insurers. Worst was Landrover (RSA) at £1700 and best was Liverpool Victoria (who also insure my house) at £540! Happy with that.


I am 53 years old and paid £210 pounds fully comp with tesco

Post #8585 16th Oct 2007 2:53 am
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The Villager



Member Since: 06 Nov 2006
Location: Derbyshire
Posts: 242

United Kingdom 2007 Freelander 2 TD4 SE Manual Stornoway Grey
Re: Insurance

Joiner_8 wrote:
JMS wrote:
First post and some advice for what its worth. Took delivery of my FL2 last month and spent some time ringing around all of the insurers. Worst was Landrover (RSA) at £1700 and best was Liverpool Victoria (who also insure my house) at £540! Happy with that.


I am 53 years old and paid £210 pounds fully comp with tesco


Hi Joiner
Did you have to spend £50 to get this super quote? Laughing Question Question David

Post #8592 16th Oct 2007 10:36 am
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npinks



Member Since: 28 Jun 2007
Location: Ls25
Posts: 20090

United Kingdom 

517 Censored £'s

Jumped up £60 because the police man took a picture of me doing 38mph.

two accidents with a total of £20000 or there abouts, both none fault, but i am sure they have taken them into account.

LR quoted £640 Shocked with a £350 excess, rang to confirm some details and they said they should have not quoted me, as its a company car, but insurance is in my name (no insurable interest Question )

Funny that Sainbury's have me down and Reg Keeper but company owner and they are fine with it

Think i'll give adrian flux a ring Former Mod/Member, with the most post & Chicken George Arch nemesis

Post #10635 26th Nov 2007 12:13 am
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PRF



Member Since: 18 Jan 2008
Location: Andover
Posts: 6

England 2008 Freelander 2 TD4 XS Manual Stornoway Grey

How about £160.42 from Liverpool Victoria. Fully Comp, Garaged, Self and Wife to drive. Rural Hampshire!

Post #16411 24th Mar 2008 9:14 pm
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Mad-Dog



Member Since: 19 Feb 2008
Location: Way Up Norf
Posts: 26

United Kingdom 2008 Freelander 2 TD4 GS Manual Santorini Black

Just found a list on the T'internet of the 10 most expensive postcode areas in the UK for car insurance, are you ready to get upset !!!!! Big Cry

In reverse order

10 - CT6 - Herne Bay, Kent
09 - NE32 - Jarrow, Tyne and Wear
08 - SS16 - Basildon, Essex
07 - BT - Belfast
06 - L4 - Liverpool
05 - BD - Bradford ( My postcode, bummer) Big Cry
04 - PE14 - Wisbech, Cambridgeshire
03 - TA9 - Highbridge, Somerset (Suprised at this one)
02 - L6 - Anfield, Liverpool

And the loser is

01 - OL13 - Bacup, Oldham

Hope this doesent upset to many people

Mad Dog "I havn't grown up, I just buy bigger toys"

Post #16468 25th Mar 2008 12:54 pm
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Mad-Dog



Member Since: 19 Feb 2008
Location: Way Up Norf
Posts: 26

United Kingdom 2008 Freelander 2 TD4 GS Manual Santorini Black
A little poem i have found

YOUR POSTCODE SAYS ALL


By Josie Whitehead
www.whiteheadm.co.uk

We’ve sussed you out, discovered you –
Know what you read and eat;
Know what you spend your money on –
Also the others on your street.

We know what price your house is –
And your education level –
We know if you’re on God’s side –
Or are guided by the devil.

You’re not the only one we know
For we know your neighbours too.
We know what type of cars you drive –
Yes, we know you through and through.

It’s your postcode that has told us this –
Your postcode’s typecast you.
Perhaps we have been told some things
That perhaps you never knew.

Big Brother’s got his eye on you
So be careful how you go.
Don’t give out your postcode
If you don’t want us to know. "I havn't grown up, I just buy bigger toys"

Post #16469 25th Mar 2008 12:59 pm
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rover60



Member Since: 11 Jan 2008
Location: kent. Bside the Cside
Posts: 230

United Kingdom 2007 Freelander 2 TD4 HSE Auto Baltic Blue

thats intresting as I come from herne bay and I would not have thought it would be expensive Its not a big town not as big as some of the cities they mention 07my Freelander 2 HSE TD4 Baltic Blue,Privacy Glass,Ebony black leather,Land rover detachable towbar,S/S Side bars,Climair wind deflectors,Bramble Rash,

Post #16499 25th Mar 2008 8:48 pm
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Mad-Dog



Member Since: 19 Feb 2008
Location: Way Up Norf
Posts: 26

United Kingdom 2008 Freelander 2 TD4 GS Manual Santorini Black

rover60 wrote:
thats intresting as I come from herne bay and I would not have thought it would be expensive Its not a big town not as big as some of the cities they mention


I think alot of it is to do with not how many claims have been made but the total cost of claims paid out. "I havn't grown up, I just buy bigger toys"

Post #16512 25th Mar 2008 10:01 pm
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Dave



Member Since: 04 Jul 2007
Location: Somewhere Near You
Posts: 2666

Scotland 2012 Freelander 2 SD4 HSE Auto Indus Silver

Quote:
10 - CT6 - Herne Bay, Kent
09 - NE32 - Jarrow, Tyne and Wear
08 - SS16 - Basildon, Essex
07 - BT - Belfast
06 - L4 - Liverpool
05 - BD - Bradford ( My postcode, bummer)
04 - PE14 - Wisbech, Cambridgeshire
03 - TA9 - Highbridge, Somerset (Suprised at this one)
02 - L6 - Anfield, Liverpool

And the loser is

01 - OL13 - Bacup, Oldham



Just re-read this list and noticed that there is nowhere in Scotland on here.... Very Happy

Anyway, just renewed my insurance with Land Rover this time all for £287 fully comp me & the wife Thumbs Up



It means I can go off-road now Thumbs Up (well leagally anyway) ______________________
2011 Full Fat RR 4.4 TDV8
2012 FL2 SD4 Auto HSE
2013 Kawasaki Versys 650

Post #22425 17th Jun 2008 1:20 pm
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Matei



Member Since: 07 Feb 2008
Location: Galati
Posts: 782

Romania 2008 Freelander 2 TD4 SE Manual Izmir Blue

You are taling about liability insurance ? FREELANDER 2 TD4 SE (XS UK) IZMIR BLUE SIDE STEPS COLD PACK BI-XENON TINTED WINDOWS - AND PROUD OF HER

Post #22430 17th Jun 2008 2:15 pm
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AndyC



Member Since: 30 Nov 2007
Location: Where the snow dosen't melt when the sun is shining!
Posts: 4165

Norway 2007 Freelander 2 TD4 HSE Manual Stornoway Grey

First years fully comprehensive FL2 insurance from Volvia in Norway cost £0 - absolutly free Thumbs Up - Maybe they reason with that new car owners wont crash during the first year Rolling with laughter 2007 Freelander 2 HSE TD4 Manual with Premium Pack & Moonroof.
Stornoway Grey with Ebony Black Pleather, Clear Indicators, Body Side Mouldings etc.

Post #22465 18th Jun 2008 11:28 am
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