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janderson41

Member Since: 11 Mar 2012
Location: Howwood Renfrewshire
Posts: 415

2010 Freelander 2 TD4 HSE Auto Stornoway Grey

New insurance query

2010 FL2 auto HSE.
My insurance is due on 14th June. Have started receiving the usual quotes.
Most are over £425. Last year was £331 with Direct line.
I am now over 80, Do any of you know if over 80 there is a hike in premiums?
Low annual mileage. NCB at 35 years plus.
Still to get renewal from Directline.
Just wondering. Jim A
Fl2 HSE 2010 auto
Disco 2Td5 auto 2002 gone
Disci 1 300Tdi auto 1996 gone

20th May 2022 8:51 pm

SteveC

Member Since: 11 Oct 2013
Location: St Ives, Cambs
Posts: 281

2008 Freelander 2 TD4 HSE Auto Zermatt Silver

I don't know, but it certainly sounds like it.

I'm 65, and pay just over £200 Steve

2008 TD4 HSE Auto, Zermatt Silver

20th May 2022 10:15 pm

Northcroft

Member Since: 29 Jan 2017
Location: Durham
Posts: 784

2007 Freelander 2 TD4 HSE Manual Zermatt Silver

I am 67 this year and I paid £166.15

I do expect it to rise with old age but not as yet, I thought maybe if I reach 70 it will be higher, personally I do not expect to be here at 80, if so, not driving

you are 'taxed' for a long life lets hope you are enjoying it 2017 SEAT Ateca 4drive 2.0 xcellence (May 2022 -
2007 HSE with HST bodykit in Zermatt Silver 169,700 miles (dec 2016 - May 2022 )
2007 Honda Civic Type S GT (2012-2017)
2002 Mini Cooper S (2008-2012)
1992 Honda Legend 3.2i (2003-2008)
1990 Honda Concerto (1999-2003)
1985 Honda Accord (1997-1999)
1983 Honda Accord (1993-1997)
1983 Mini Mayfair (1988-1993)
1974 Mini 1000 (1979-1986)

21st May 2022 7:05 am

I Like Chips

Member Since: 25 Jun 2017
Location: Ascott Under Wychwood
Posts: 1439

2011 Freelander 2 SD4 HSE Auto Indus Silver

Northcroft just wondering what is your declared mileage and total excess

21st May 2022 8:05 am

Northcroft

Member Since: 29 Jan 2017
Location: Durham
Posts: 784

Chips :- mileage 4000 excess £645 . . . . .any bump now and its written off, its only worth about £1500

only done 14,000 miles in 6 years even though I love the car and driving it. spent way too much more on repairs than fuel which should not be the case with a nice car really . . . 2017 SEAT Ateca 4drive 2.0 xcellence (May 2022 -
2007 HSE with HST bodykit in Zermatt Silver 169,700 miles (dec 2016 - May 2022 )
2007 Honda Civic Type S GT (2012-2017)
2002 Mini Cooper S (2008-2012)
1992 Honda Legend 3.2i (2003-2008)
1990 Honda Concerto (1999-2003)
1985 Honda Accord (1997-1999)
1983 Honda Accord (1993-1997)
1983 Mini Mayfair (1988-1993)
1974 Mini 1000 (1979-1986)

21st May 2022 9:53 am

Rommel

Member Since: 20 Aug 2017
Location: Sandhurst Berkshire
Posts: 510

2013 Freelander 2 TD4 XS Manual Fuji White

I am 69 pay just under £200 though still working part time 2 or 3 days every other week as a HGV Driving Instructor but I have had enough of driving and if I stop working altogether would not bother me if I never drove again, 40 years driving Trucks not a road in the Country I have not been on ! Too many nutters on the road too much aggression and impatience . I walk to the shops and quite happy not to drive anywher so I might have a Mint TD4 up for sale soon ??? 2013 FL2 XS.
Defender 90 300 TDi.
Defender 90 300 TDi CSW.
1964 MGB Roadster.
1944 Willys MB "Jeep" with bullet holes. (gone)
17 hand Irish Drought Thoroughbred (mostly lame)
Nagging Old Boiler.

21st May 2022 10:21 am

I Like Chips

Member Since: 25 Jun 2017
Location: Ascott Under Wychwood
Posts: 1439

Northcroft wrote:
Chips :- mileage 4000 excess £645 . . . . .any bump now and its written off, its only worth about £1500

only done 14,000 miles in 6 years even though I love the car and driving it. spent way too much more on repairs than fuel which should not be the case with a nice car really . . .

Thanks for answering, I did wonder why your insurance cost is so low.

21st May 2022 11:03 am

TooBlue

Member Since: 30 Oct 2019
Location: Midlands
Posts: 261

Article below suggests older drivers are not very popular on the roads!

Half of UK drivers would like to see older motorists banned from the roads - with compulsory retests at 60, claims study

21st May 2022 6:41 pm

Wonderdust

Member Since: 23 Mar 2020
Location: Bucks
Posts: 138

2013 Freelander 2 SD4 HSE Lux Auto Santorini Black

Re: New insurance query

janderson41 wrote:
2010 FL2 auto HSE.
My insurance is due on 14th June. Have started receiving the usual quotes.
Most are over £425. Last year was £331 with Direct line.
I am now over 80, Do any of you know if over 80 there is a hike in premiums?
Low annual mileage. NCB at 35 years plus.
Still to get renewal from Directline.
Just wondering.

I recall my father's started to sky rocket after he reached 80, this even though had full no claims, no accidents, IAM certificates, ex police driving instructor.

21st May 2022 8:12 pm

Wonderdust

Member Since: 23 Mar 2020
Location: Bucks
Posts: 138

Re: New insurance query

Double post!

21st May 2022 8:13 pm

janderson41

Member Since: 11 Mar 2012
Location: Howwood Renfrewshire
Posts: 415

So far, Saga at £781, Allan at £692, MSE at £425. Adrianflux have,nt come back.
Due renewal quote from Directline any day.
Just waiting. Jim A
Fl2 HSE 2010 auto
Disco 2Td5 auto 2002 gone
Disci 1 300Tdi auto 1996 gone

24th May 2022 2:04 pm

janderson41

Member Since: 11 Mar 2012
Location: Howwood Renfrewshire
Posts: 415

Spellcheck rubbish. Aplan are £692 not Allan. Jim A
Fl2 HSE 2010 auto
Disco 2Td5 auto 2002 gone
Disci 1 300Tdi auto 1996 gone

24th May 2022 2:05 pm

jules

Member Since: 13 Dec 2007
Location: The Wilds of Warwickshire
Posts: 4570

2014 Freelander 2 SD4 SE Auto Firenze Red

TooBlue wrote:
Article below suggests older drivers are not very popular on the roads!

Half of UK drivers would like to see older motorists banned from the roads - with compulsory retests at 60, claims study

"For instance, it is known that younger drivers (aged 17-21) are three to four times more likely to be involved in accidents than elderly drivers."

But it doesn't define "elderly".
If say its 65 to 85 - then that's 5 times the age range for 17-21 drivers. So depending on how you look at it, the 17-21 group are actually 15 to 20 times more likely to involved in accidents. Isn't it time there were more limits on this dangerous group of drivers.
Some countries do; like no driving between certain times, zero alcohol/drug tolerance. Jules

24th May 2022 3:02 pm

IanMetro

Member Since: 11 Sep 2017
Location: Somerset BS21
Posts: 2770

2014 Freelander 2 SD4 Metropolis LE Auto Fuji White

Re: New insurance query

Wonderdust wrote:
janderson41 wrote:
2010 FL2 auto HSE.
My insurance is due on 14th June. Have started receiving the usual quotes.
Most are over £425. Last year was £331 with Direct line.
I am now over 80, Do any of you know if over 80 there is a hike in premiums?
Low annual mileage. NCB at 35 years plus.
Still to get renewal from Directline.
Just wondering.

I recall my father's started to sky rocket after he reached 80, this even though had full no claims, no accidents, IAM certificates, ex police driving instructor.

I've just passed 80 and my insurance (Saga Fully Comp+) is £678 pa. 20+ years of No Claims. (3 year Medically Tested Driving Licence)
The good news is that I can still get a LR Courtesy Car until I'm 85. FL2 XS SD4 Auto 2010 2012-2017 (21k - 91k miles) (MY2011)
FL2 Metropolis SD4 Auto 2014 2017- (16k - 76k+ miles) (MY2015)

24th May 2022 3:34 pm

janderson41

Member Since: 11 Mar 2012
Location: Howwood Renfrewshire
Posts: 415

Final outcome.
Direct line gave me a renewal quote of £352, not bad.
Spoke to them and managed it down to £326.
So just accepted their price and settled.
House insurance next month, Road tax last month, never ends does it
Thanks for all the comments. Jim A
Fl2 HSE 2010 auto
Disco 2Td5 auto 2002 gone
Disci 1 300Tdi auto 1996 gone

25th May 2022 11:02 am

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