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Northcroft



Member Since: 29 Jan 2017
Location: Durham
Posts: 784

England 2007 Freelander 2 TD4 HSE Manual Zermatt Silver
..

Really annoyed at the 45 pence rise Rolling with laughter Rolling with laughter



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 2017 SEAT Ateca 4drive 2.0 xcellence (May 2022 -
2007 HSE with HST bodykit in Zermatt Silver 169,700 miles (dec 2016 - May 2022 )
2007 Honda Civic Type S GT (2012-2017)
2002 Mini Cooper S (2008-2012)
1992 Honda Legend 3.2i (2003-2008)
1990 Honda Concerto (1999-2003)
1985 Honda Accord (1997-1999)
1983 Honda Accord (1993-1997)
1983 Mini Mayfair (1988-1993)
1974 Mini 1000 (1979-1986)

Last edited by Northcroft on 12th Nov 2022 6:20 pm. Edited 1 time in total

Post #419680 21st Mar 2022 6:57 am
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AT1963



Member Since: 23 Nov 2021
Location: Leicester
Posts: 234

United Kingdom 2013 Freelander 2 SD4 HSE Auto Orkney Grey

At least something is going the consumers way at the moment!!

Post #419683 21st Mar 2022 7:39 am
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Boxbrownie



Member Since: 17 Mar 2019
Location: Looe
Posts: 2053

United Kingdom 2007 Freelander 2 i6 HSE Auto Stornoway Grey

First time ever but ours went down £50 last September……something like a 20% decrease, never had that before Thumbs Up Regards

David

Lovely i6 has now gone, but not me......

Please let me know if anything in my post offends you, as I may wish to offend you again......

Post #419689 21st Mar 2022 11:16 am
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Northcroft



Member Since: 29 Jan 2017
Location: Durham
Posts: 784

England 2007 Freelander 2 TD4 HSE Manual Zermatt Silver

what I particularly like is I just did the gocompare thing anyway to see if anywhere is cheaper, the price for Hastings came up as the best for me, then 2 days later they quoted me my renewal figure which was EXACTLY the same as the comparison site...

In many cases the company you are with charge you more for a renewal yet have a cheaper sum on a gocompare site for new punters Whistle Whistle 2017 SEAT Ateca 4drive 2.0 xcellence (May 2022 -
2007 HSE with HST bodykit in Zermatt Silver 169,700 miles (dec 2016 - May 2022 )
2007 Honda Civic Type S GT (2012-2017)
2002 Mini Cooper S (2008-2012)
1992 Honda Legend 3.2i (2003-2008)
1990 Honda Concerto (1999-2003)
1985 Honda Accord (1997-1999)
1983 Honda Accord (1993-1997)
1983 Mini Mayfair (1988-1993)
1974 Mini 1000 (1979-1986)

Post #419690 21st Mar 2022 3:04 pm
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gasman



Member Since: 02 May 2013
Location: Tyneside
Posts: 856

United Kingdom 2009 Freelander 2 TD4_e GS Manual Zermatt Silver

Just got my renewal in, £10 cheaper than later years.
But then again, my car doesn't go far these days. Not until I get it fixed anyway. Now at the point when I learn something new something old is lost out the other side !
Now retired so it doesn't matter anymore.
Freelander now gone.

Post #419691 21st Mar 2022 4:12 pm
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Boxbrownie



Member Since: 17 Mar 2019
Location: Looe
Posts: 2053

United Kingdom 2007 Freelander 2 i6 HSE Auto Stornoway Grey

Northcroft wrote:
what I particularly like is I just did the gocompare thing anyway to see if anywhere is cheaper, the price for Hastings came up as the best for me, then 2 days later they quoted me my renewal figure which was EXACTLY the same as the comparison site...

In many cases the company you are with charge you more for a renewal yet have a cheaper sum on a gocompare site for new punters Whistle Whistle


They are not allowed to do that practice anymore, it’s new legislation. Regards

David

Lovely i6 has now gone, but not me......

Please let me know if anything in my post offends you, as I may wish to offend you again......

Post #419693 21st Mar 2022 5:58 pm
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Lightwater



Member Since: 21 Aug 2014
Location: Sydney Northern Beaches
Posts: 4704

Ukraine 2013 Freelander 2 2.0T SE Auto Fuji White

I wish insurance was that cheap down under. I am on the maximum 60% no claim bonus with $650 excess. I does include Land Rover accessories in the insurance like roof rack, mud guards, door strips, window weather shields & seat covers, but not the likes of air compressors I have in the car, au$1,600.00 Procrastination, mankind's greatest labour saving device!

Acoustic insulation ARB TPMS 3xARB air compressors After cooler Air tank On-board OCD pressure air/water cleaning Additional 50L fuel Carpet in doors ABE 2x1kg Waeco 28L modified fridge Battery 4x26ah Solar 120w Victron MPPT 100/20 DC-DC 18amps 175amp jumper plug Awning 6x255/60R18

Post #419696 21st Mar 2022 7:44 pm
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gasman



Member Since: 02 May 2013
Location: Tyneside
Posts: 856

United Kingdom 2009 Freelander 2 TD4_e GS Manual Zermatt Silver

Are you saying that you pay 1600 dollars a year for your insurance Question Now at the point when I learn something new something old is lost out the other side !
Now retired so it doesn't matter anymore.
Freelander now gone.

Post #419703 21st Mar 2022 9:18 pm
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Andy131



Member Since: 09 Dec 2009
Location: Manchester
Posts: 2159

United Kingdom 

Trust me some of us are paying a bit more - £641, maximum no claims, no additional stuff fitted, but it is insured for work use. £650 excess.
Granted mines a DS not a FL2, but at one time I was paying £1.100 a year on the FL2 with maximum discount, did eventually get the FL2 down to the £600 mark. Tangiers Orange - gone, missing her
Replaced by Ewok what a mistake - now a happy Disco Sport owner

Post #419704 21st Mar 2022 9:25 pm
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Lightwater



Member Since: 21 Aug 2014
Location: Sydney Northern Beaches
Posts: 4704

Ukraine 2013 Freelander 2 2.0T SE Auto Fuji White

gasman wrote:
Are you saying that you pay 1600 dollars a year for your insurance Question

To be precise in whole au dollars from 2014 for a private owner (non business)

2021 $1,607
2020 $1,417
2019 $1,241
2018 $1,136
2017 $1,191
2016 $986
2015 $949
2014 $934

Currently 0.76 pounds to the au dollar, but let's say on an average roughly about 0.6 pounds to the au dollar over the years.

So 1607 x 0.6 = £964

Then we have third party people insurance. Can't even register the car without this, au$490 (x 0.6 = £294) & I had zero demerit driving points loss for speeding etc, otherwise this goes up substantially.

Car registration $547 (x 0.6 = £328)

Registration certificate au$42 (x 0.6 £25)

I haven't paid for breakdown road service (some may say that is a high risk with a LR) for the last few years, but that was over au$300 (£180), probably close to au$400 in 2022.

So £1791 to keep a fully insured car on the road. Not to forget an annual mechanical service including a modest average amortised replacement like brakes. Let's say £500

So let's say down under equal to £2300 minimum to keep a car on the road fully insured (good driver), road service, no major maintenance issues. This would be pretty typical for a typical medium value car.

Let's not get onto building insurance & we are not even in a flood or fire zone!

I have spent au$2500 on dashcams to help protect my insurance. I have the cash. This is where it has got to down under.

A car battery in Australia is over $300 for a Freelander, also an all terrain (single) tyre for a Freelander (+$500 in the outback). Petrol is cheaper than UK, but it is well & truely made up for everywhere else to maintain a car. Procrastination, mankind's greatest labour saving device!

Acoustic insulation ARB TPMS 3xARB air compressors After cooler Air tank On-board OCD pressure air/water cleaning Additional 50L fuel Carpet in doors ABE 2x1kg Waeco 28L modified fridge Battery 4x26ah Solar 120w Victron MPPT 100/20 DC-DC 18amps 175amp jumper plug Awning 6x255/60R18

Post #419710 21st Mar 2022 10:24 pm
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jules



Member Since: 13 Dec 2007
Location: The Wilds of Warwickshire
Posts: 4517

United Kingdom 2014 Freelander 2 SD4 SE Auto Firenze Red

Insurance is just one of those things that in the UK its worth shopping around for.

Last year, by chance, the house and our 2 cars were all covered by Aviva.

This year Aviva declined to renew the house insurance (rebuild cost to value ratio outside the computers new limits, it said "No!").
So ended up with a similar policy but £150 cheaper.

Aviva remained the best I could find at the time for the FL2 (£186) but the Fiesta ST went to LV for £170 (£20 cheaper). Jules

Post #419717 22nd Mar 2022 9:05 am
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gasman



Member Since: 02 May 2013
Location: Tyneside
Posts: 856

United Kingdom 2009 Freelander 2 TD4_e GS Manual Zermatt Silver

Wow.........words fail me after reading that. Shocked

Lightwaters post not Jules. Whistle Now at the point when I learn something new something old is lost out the other side !
Now retired so it doesn't matter anymore.
Freelander now gone.

Post #419719 22nd Mar 2022 9:09 am
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jules



Member Since: 13 Dec 2007
Location: The Wilds of Warwickshire
Posts: 4517

United Kingdom 2014 Freelander 2 SD4 SE Auto Firenze Red

Lightwater wrote:
I wish insurance was that cheap down under. I am on the maximum 60% no claim bonus with $650 excess. I does include Land Rover accessories in the insurance like roof rack, mud guards, door strips, window weather shields & seat covers, but not the likes of air compressors I have in the car, au$1,600.00


I think many people in the UK go for a higher excess than yours in order to keep the premiums down (mine's about 1000AUD), as unless its a big claim it is not worth claiming as it puts your premium up for years to come even if you have a protected NCD. Jules

Post #419720 22nd Mar 2022 9:13 am
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jules



Member Since: 13 Dec 2007
Location: The Wilds of Warwickshire
Posts: 4517

United Kingdom 2014 Freelander 2 SD4 SE Auto Firenze Red

gasman wrote:
Wow.........words fail me after reading that. Shocked

Lightwaters post not Jules. Whistle


Yeah my daughter is in Victoria, Australia - running a car over there is expensive. Petrol is cheaper but their annual mileage is way higher. Jules

Post #419721 22nd Mar 2022 9:16 am
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Vanny



Member Since: 06 Dec 2015
Location: Cheshire
Posts: 436

United Kingdom 2013 Freelander 2 SD4 XS Auto Santorini Black

Some interesting trends in the thread, to add another data point, my insurance has just been renewed on the FL2.
The renewal quote (like for like) was £200 less than last year, and about the cheapest I could find anywhere. Very surprised.

I wonder if it's the business use that's helped the reduction in price?

Post #419864 25th Mar 2022 1:49 pm
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