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Martin S



Member Since: 23 Apr 2022
Location: Buckingham
Posts: 18

United Kingdom 2015 Freelander 2 TD4 SE Manual Stornoway Grey
Re: Insurance rip off.

Martin S wrote:
Interesting about insurance costs. I have a holiday home in Europe (Estonia) where I run a 2004 Ford Focus C-Max Ghia. Full comp insurance on 6000kms pa. Any driver over 25 with permission of owner - excludes collisions with wild life (deer, moose, wolves and bears!) —————- 95 Euros! If you want insurance for that it’s 500E extra - but not many people take it if you live in towns. Insurance in the UK is a bloody RIP OFF. Just been quoted £700+ by Land Rover insurance - full comp 7000 miles pa with full No Claims, aged 66, retired, one sp30 in 20 years of driving and one accident ( not my fault). Rip off. 2015 Freelancer 2 SETech TD4 manual


Update!
Just insured via Churchill on their ‘plus’ product via money supermarket £292 inc courtesy car, full no claims, protected no claims, £200 excess, legal cover, one minor speeding and 1 historic no fault accident. I had been with A-Plan since 2006 - 16 years - and they still wanted almost £600 a year with a £405 excess and said they couldn’t do for any less -100% more!! Was worth doing some investigations.

2015 model SE Tech in Orkney Grey. Love it!

Post #425715 3rd Oct 2022 8:52 pm
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Boxbrownie



Member Since: 17 Mar 2019
Location: Looe
Posts: 2053

United Kingdom 2007 Freelander 2 i6 HSE Auto Stornoway Grey

Yep, Churchill was my choice this year, so much cheaper and that “plus” policy is excellent it appears. Regards

David

Lovely i6 has now gone, but not me......

Please let me know if anything in my post offends you, as I may wish to offend you again......

Post #425717 4th Oct 2022 10:17 am
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ReggiePerrin



Member Since: 13 Mar 2013
Location: Derbyshire
Posts: 1244

England 2013 Freelander 2 SD4 HSE Lux Auto Firenze Red

This year's renewal notice just in - up £90 on last year.

A quick 'you can do one' and as if by magic, it instantly dropped to £13 lower than last year. I have stayed put for another year.

In these straitened times, it really isn't the right time to take the Censored with insurance renewals. Shocked


Side Note…
On GoCompare I found 41 insurers offering lower than my last year premium with 6 of them Defaqto 5★ Rated:

◼︎ The very cheapest 5★ was DialDirect at £222.80 fully loaded with all the options

◼︎ The cheapest 3★ was £200.35 from Bank of Scotland (excludes legal and breakdown cover)

Post #426781 12th Nov 2022 12:02 pm
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Jimboland



Member Since: 06 Dec 2015
Location: Northants
Posts: 714

England 2012 Freelander 2 SD4 GS Auto Santorini Black

Insurance companies are used to people looking for a discount - so they give one, but only after they have first added it to the price quoted on the renewal notice.

J

Post #426782 12th Nov 2022 12:18 pm
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Sidthecat



Member Since: 10 Sep 2017
Location: Sarf-East London-sur-Mer
Posts: 1632

England 2013 Freelander 2 SD4 HSE Auto Orkney Grey

ReggiePerrin wrote:
◼︎ The cheapest 3★ was £200.35 from Bank of Scotland (excludes legal and breakdown cover)


In recent years I’ve taken legal cover separately through Driver Guardian, cheaper than taking as an add-on to the motor insurance

Post #426785 12th Nov 2022 2:09 pm
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ReggiePerrin



Member Since: 13 Mar 2013
Location: Derbyshire
Posts: 1244

England 2013 Freelander 2 SD4 HSE Lux Auto Firenze Red

What happened to the thread's original title? It is now just 2/3rds of an ellipsis… Question Question Question

Post #426798 13th Nov 2022 10:17 am
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