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Chuckalicious



Member Since: 23 May 2014
Location: Midlothian
Posts: 1698

United Kingdom 2014 Freelander 2 SD4 SE Auto Santorini Black

Ok. Got a call from other party insurer this morning. They have offered to cover everything including an equivalent hire car for the duration of the repair. Cant really argue with that.

Called my own insurer to let them know it was all being dealt with and to cancel my claim, which they have done, but it now counts as a notification only non fault claim which has to be disclosed at any new policy set up.

So all fairly efficient so far. Learned to drive in 2011.
Bought a Micra - great little car
"Upgraded" to Kia Sportage - hated it
Proper upgrade to FL2 TD4 GS 60 reg Facelift - tailgate paint issues, fuel gauge rewire, transfer box failure at 36k miles, clutch at 60k
Reconditioned diff at 70k ish
Sold at 84k and now on a DS. Terribly unreliable.
Sold DS for a 2021 Mitsubishi Outlander PHEV. Fingers crossed....
Sold Outlander for a 2014 SD4 SE Tech because I’m mental

Post #381069 11th Nov 2019 10:11 am
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Boxbrownie



Member Since: 17 Mar 2019
Location: Looe
Posts: 2053

United Kingdom 2007 Freelander 2 i6 HSE Auto Stornoway Grey

Sounds good Thumbs Up Regards

David

Lovely i6 has now gone, but not me......

Please let me know if anything in my post offends you, as I may wish to offend you again......

Post #381070 11th Nov 2019 10:50 am
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Sidthecat



Member Since: 10 Sep 2017
Location: Sarf-East London-sur-Mer
Posts: 1632

England 2013 Freelander 2 SD4 HSE Auto Orkney Grey

Chuckalicious wrote:
Ok. Got a call from other party insurer this morning. They have offered to cover everything including an equivalent hire car for the duration of the repair. Cant really argue with that.

Called my own insurer to let them know it was all being dealt with and to cancel my claim, which they have done, but it now counts as a notification only non fault claim which has to be disclosed at any new policy set up.

So all fairly efficient so far.


Would suggest you get that bit about covering your car hire costs in writing

Post #381120 11th Nov 2019 10:30 pm
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Boxbrownie



Member Since: 17 Mar 2019
Location: Looe
Posts: 2053

United Kingdom 2007 Freelander 2 i6 HSE Auto Stornoway Grey

When the third party insurer took over the management of my claim they arranged the hire car, it was delivered to my house.....that was LV........and actually one of the reasons we try to use them for our own insurance now, not the cheapest but any service I’ve had from them has been first rate Thumbs Up Regards

David

Lovely i6 has now gone, but not me......

Please let me know if anything in my post offends you, as I may wish to offend you again......

Post #381131 12th Nov 2019 9:53 am
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Chuckalicious



Member Since: 23 May 2014
Location: Midlothian
Posts: 1698

United Kingdom 2014 Freelander 2 SD4 SE Auto Santorini Black

Yeah, the hire car costs are all covered by the insurer. Although if I want £0 excess on it, it costs like £6 per day. Considering it'll be parked in a public retail park car park every day, I'll be paying that as it'll get dinged. Learned to drive in 2011.
Bought a Micra - great little car
"Upgraded" to Kia Sportage - hated it
Proper upgrade to FL2 TD4 GS 60 reg Facelift - tailgate paint issues, fuel gauge rewire, transfer box failure at 36k miles, clutch at 60k
Reconditioned diff at 70k ish
Sold at 84k and now on a DS. Terribly unreliable.
Sold DS for a 2021 Mitsubishi Outlander PHEV. Fingers crossed....
Sold Outlander for a 2014 SD4 SE Tech because I’m mental

Post #381139 12th Nov 2019 2:04 pm
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Boxbrownie



Member Since: 17 Mar 2019
Location: Looe
Posts: 2053

United Kingdom 2007 Freelander 2 i6 HSE Auto Stornoway Grey

Good idea I reckon..... Thumbs Up Regards

David

Lovely i6 has now gone, but not me......

Please let me know if anything in my post offends you, as I may wish to offend you again......

Post #381147 12th Nov 2019 5:20 pm
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Chuckalicious



Member Since: 23 May 2014
Location: Midlothian
Posts: 1698

United Kingdom 2014 Freelander 2 SD4 SE Auto Santorini Black

Well, the hire car has just been dropped off. 19 reg Merc CLE. Gorgeous Laughing

Now concerned I won't want the Landy back! Learned to drive in 2011.
Bought a Micra - great little car
"Upgraded" to Kia Sportage - hated it
Proper upgrade to FL2 TD4 GS 60 reg Facelift - tailgate paint issues, fuel gauge rewire, transfer box failure at 36k miles, clutch at 60k
Reconditioned diff at 70k ish
Sold at 84k and now on a DS. Terribly unreliable.
Sold DS for a 2021 Mitsubishi Outlander PHEV. Fingers crossed....
Sold Outlander for a 2014 SD4 SE Tech because I’m mental

Post #381410 18th Nov 2019 12:11 pm
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Joedenise



Member Since: 17 Oct 2018
Location: Warden Kent
Posts: 80

England 

You will have to declare it for the next 5 years and try to find out the cost of the repair as most companies ask for it.

Post #382036 1st Dec 2019 8:00 am
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Chuckalicious



Member Since: 23 May 2014
Location: Midlothian
Posts: 1698

United Kingdom 2014 Freelander 2 SD4 SE Auto Santorini Black

Yeah, I would always declare it, but good point about the damage value. The paperwork I received didn't have that on it. Learned to drive in 2011.
Bought a Micra - great little car
"Upgraded" to Kia Sportage - hated it
Proper upgrade to FL2 TD4 GS 60 reg Facelift - tailgate paint issues, fuel gauge rewire, transfer box failure at 36k miles, clutch at 60k
Reconditioned diff at 70k ish
Sold at 84k and now on a DS. Terribly unreliable.
Sold DS for a 2021 Mitsubishi Outlander PHEV. Fingers crossed....
Sold Outlander for a 2014 SD4 SE Tech because I’m mental

Post #382037 1st Dec 2019 8:13 am
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Joedenise



Member Since: 17 Oct 2018
Location: Warden Kent
Posts: 80

England 

You could ask your own insurance co they will be able to find out

Post #382039 1st Dec 2019 8:15 am
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Chuckalicious



Member Since: 23 May 2014
Location: Midlothian
Posts: 1698

United Kingdom 2014 Freelander 2 SD4 SE Auto Santorini Black

I'd rather involve my insurance company as little as possible. They haven't been involved with this claim at all as it has all been done by the other side. I would fully expect my insurer to try and turn it in to a proper claim if I asked them to do any work on it. Learned to drive in 2011.
Bought a Micra - great little car
"Upgraded" to Kia Sportage - hated it
Proper upgrade to FL2 TD4 GS 60 reg Facelift - tailgate paint issues, fuel gauge rewire, transfer box failure at 36k miles, clutch at 60k
Reconditioned diff at 70k ish
Sold at 84k and now on a DS. Terribly unreliable.
Sold DS for a 2021 Mitsubishi Outlander PHEV. Fingers crossed....
Sold Outlander for a 2014 SD4 SE Tech because I’m mental

Post #382040 1st Dec 2019 8:20 am
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Sidthecat



Member Since: 10 Sep 2017
Location: Sarf-East London-sur-Mer
Posts: 1632

England 2013 Freelander 2 SD4 HSE Auto Orkney Grey

But they'll need to know at some point regardless of who's dealing with the repair. They possibly know already if the other partys insurers have alerted them.

Post #382043 1st Dec 2019 9:27 am
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Joedenise



Member Since: 17 Oct 2018
Location: Warden Kent
Posts: 80

England 

I got hit in the rear by another driver who was insured with Tesco I was phoned by them and found the very aggressive I ended up telling them to speek to my Insurance co and phoned my company and did every thing through them a car arrived within a couple of hours on a breakdown truck he swapped the cars over and did the same3 weeks later never had to pay any extra for cover since

Post #382044 1st Dec 2019 9:35 am
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Andy131



Member Since: 09 Dec 2009
Location: Manchester
Posts: 2159

United Kingdom 

OK how about this one.
Stationary in the outside lane, hit up the rear, no other vehicle involved.

So I don't inform my insurer, I do engage a claims company who go for the driver of the other car.
His insurance company ring me demanding my insurance details, they apparently think it's "knock for knock" , things get a little heated on the phone, I then remind the lady that this is harassment and ask for her name - phone goes dead.

His insurers dragged their heels right up to the point where the first bill for the rental car hit them, at £80 + admin a day for over three months the claim was getting rather expensive, it took nearly five months to sort, and the claims management company's bill was far more than the repair bill would have been for my car.

Why? the insurance company wanted to write off my car, and I REALLY didn't want that to happen.

All sorted in the end, but when asked, I can say with a clear conscience that I have not made a claim nor has a claim been made on my insurers. Tangiers Orange - gone, missing her
Replaced by Ewok what a mistake - now a happy Disco Sport owner

Post #382051 1st Dec 2019 10:59 am
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Chuckalicious



Member Since: 23 May 2014
Location: Midlothian
Posts: 1698

United Kingdom 2014 Freelander 2 SD4 SE Auto Santorini Black

That sounds a bit nasty. Thankfully mine didn't go like that. However I think the wording in most insurance applications asks if you've been involved in any accident whether or not you were at fault. Learned to drive in 2011.
Bought a Micra - great little car
"Upgraded" to Kia Sportage - hated it
Proper upgrade to FL2 TD4 GS 60 reg Facelift - tailgate paint issues, fuel gauge rewire, transfer box failure at 36k miles, clutch at 60k
Reconditioned diff at 70k ish
Sold at 84k and now on a DS. Terribly unreliable.
Sold DS for a 2021 Mitsubishi Outlander PHEV. Fingers crossed....
Sold Outlander for a 2014 SD4 SE Tech because I’m mental

Post #382055 1st Dec 2019 11:55 am
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