...when we came home today there was a NIP for our car doing 50 in a 40 zone - only on Tuesday. Oh , I thought. And then I looked closely....and discovered.... It was my wife who was driving. Yep, she who always tells me I drive too fast has been caught fair and square!!!! Now, my wife is your actual miss goody two shoes and takes pride in the fact that she has never had an accident or even had a parking ticket in the 35 years she has been driving. Of course, I'm now calling her Stirling Moss and pretending the Mercedes F1 team are on the phone for her to replace Hamilton tomorrow. Strangely she fails to see the funny side. Her defence - "But those speed cameras are not turned on!" Not good enough, I tell her with my judges hangman handkerchief on my head....

On a serious note though, will she get a fine and points or a speed awareness course? Of course, I reminded her if it is a speed awareness course, she'll have to sit there all day with all the other law-breakers in a centre that up until recently was administered by.....her sister! Ouch, I've just broke another rib laughing!!!!!

Oh, I'm going to milk this one for quite a while....... Past: FL2 TD4 HSE Auto
Evoque SD4 Dynamic Lux Auto
Present: Audi A3 S Line.

I sense a man about to collide with a frying pan  At work
At home

"I can't always believe facts I read on the web" - Charles Dickens

winner by default of the tractor vs caravan race

Depends on the County and their policy. Here she would be just outside the range for a course - by 1 mph 😢

I'm deliberately watching 'police interceptors' now. Trying to see if I can see her on there anywhere...... Past: FL2 TD4 HSE Auto
Evoque SD4 Dynamic Lux Auto
Present: Audi A3 S Line.

 At work
At home

"I can't always believe facts I read on the web" - Charles Dickens

winner by default of the tractor vs caravan race

I'm just about to do a SAC. A friend of mine did one a couple of weeks ago and apparently you will be prosecuted if travelling above speed limit +10% +2mph.

You may be offered a SAC if you are going up to 5mph above the prosecution speed. This, as has been mentioned above, depends on the local authority/police force policy. BMW X3 30d M Sport - Current (problem free)
2014 SD4 Auto HSE Lux - Gone (too many problems)
2012 TD4 Manual XS - Gone (too many problems)

chicken george wrote:

I sense a man about to collide with a frying pan

Guidelines generally are , if you are eligible, you MAY be offered a course if the speed is between 10% +2 mph and 10%+9mph , so at 50 in a 40 your wife should be OK. 2009 GS Auto Zermatt Silver - Sold June 21 after 10 years of ownership

2016 Subaru Outback SE 2.0 diesel SE Premium Lineartronic Sold 2024 after 8 years and 80k miles . Best Car I ever owned !

2023 Toyota Hilux invincible X 2.8 Auto .

Well I hope it wasn't in the Avon and Somerset area. +10%+ 4mph! So it looks like points! Fortunately made no difference to my insurance when I got caught! 1998 300TDi Auto Disco, never to be forgotten.
2008 Auto TD4 Freelander2, now gone?
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Local discretion on the 10%, it was dropped in many areas after the raised cash was no longer sent to central Goverment, round here you will get a NIP for 33 in a 30, one member on here caught doing 32 in a 30 in Yorkshire. p****d off with a Digital Keyboard Warrior

Quote:

round here you will get a NIP for 33 in a 30, one member on here caught doing 32 in a 30 in Yorkshire.

Both me and Mrs B have had courses at 38mph in W.Yorks, It is in their interests to send you on a course. In pure economic terms they could get 5 pots of cash before a ban v 4 without. In west Yorks they can process around 1500 people a week on speeding, and a further, 600 on the other courses, mobile phones red lights etc. On top of that pop in rider awareness to a much lower figure but you start to get the scale of the financial benefit of Driver Education 2009 GS Auto Zermatt Silver - Sold June 21 after 10 years of ownership

2016 Subaru Outback SE 2.0 diesel SE Premium Lineartronic Sold 2024 after 8 years and 80k miles . Best Car I ever owned !

2023 Toyota Hilux invincible X 2.8 Auto .

How many people that have been on these "MoneyMakeing Courses " have noteified there Insurance companies of same...???

It came up in conversation on last cruise (speaking informally to a member of the Higher bench) it seems even though you do not get any points, failure to disclose you have been on said course, has caused some Insurance companies to wriggle out of paying claim " under full disclosure clause " which includes the above ...!!!

Bit naughty but ...

So my advise TELL ALL or loose all ..

Maybe our learned "Doctor " may confirm or deny this ???


You may not have to advise your insurance company, Admiral actually ask the question, they then load your policy by £50 for the pleasure for three years, apparently Admiral are a sponsor of SAC's, with hold at your peril.

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Last edited by mudslinger on 15th Jun 2016 7:03 am. Edited 2 times in total

Question : " have you been convicted of any offence ( note, not just motoring ) in the last 5 years " ......

Not, Question " have you been convicted of any offence in the last 5 years or attended a course under the National Driver Improvement scheme "

If you contract for insurance over the telephone answer honestly but do not answer what you are not asked .

The database for National Driver Improvement is not a conviction and is not available to insurers. By default when they load someone's premium for 3 points they are already taking into account that 90% of those people have already attended a course. 2009 GS Auto Zermatt Silver - Sold June 21 after 10 years of ownership

2016 Subaru Outback SE 2.0 diesel SE Premium Lineartronic Sold 2024 after 8 years and 80k miles . Best Car I ever owned !

2023 Toyota Hilux invincible X 2.8 Auto .

Just taken out a new insurance with LV. Paid for it on 2/6 as current policy was finishing on 9/6, offence occurred on 7/6, new policy started on 10/6, NIP received on 11/6 so totally innocent of not declaring any 'offences'. The online application form did not ask any questions about speed awareness courses so no way of notifying them. If she gets one there will therefore be no need to inform them unlike a conviction where she is fined and given points. If it was a consideration for them, I'm sure they'd ask on their form. Past: FL2 TD4 HSE Auto
Evoque SD4 Dynamic Lux Auto
Present: Audi A3 S Line.