Can i ask please about insurance premiums.
Been with ADRIAN FLUX for years.
NCB going at least 30 years.
Changing from 2002 Disco 2 auto insurance cost for comprehensive £285.
Just been quoted from AF for 2010 FL2 HSE auto £999.
Nearly had a heart attack.
How does this compare with people on here
thanks

Jim A.

Recently renewed 2011 fl2 auto £220 with hastings direct but several were close on price. Similar ncd.

Suggest you take a look at the comparison websites and take it from there, forget loyalty to one company.

07 GLS auto with the AA £234.57

Richard FL2 07 TD4 GS Auto
Ex 02 TD4 Auto

Thanks for the prompt replies,
Expect a wee bit dearer as i am 79 with a clean licence and a no claims stretching back 30 years plus.
Have had a quote through MSE for £397, getting better but still trying

Jim A

oldsalt wrote:

Recently renewed 2011 fl2 auto £220 with hastings direct but several were close on price. Similar ncd.

Suggest you take a look at the comparison websites and take it from there, forget loyalty to one company.

In April I got my renewal figure from Esure of £207, but did the usual gocompare online. obviously we all select different things to tailor insurance to our needs, happy to get Hastings at £165.70

then again at 66 I am a lot younger than you . .  2017 SEAT Ateca 4drive 2.0 xcellence (May 2022 -
2007 HSE with HST bodykit in Zermatt Silver 169,700 miles (dec 2016 - May 2022 )
2007 Honda Civic Type S GT (2012-2017)
2002 Mini Cooper S (2008-2012)
1992 Honda Legend 3.2i (2003-2008)
1990 Honda Concerto (1999-2003)
1985 Honda Accord (1997-1999)
1983 Honda Accord (1993-1997)
1983 Mini Mayfair (1988-1993)
1974 Mini 1000 (1979-1986)

Yes it always pays to shop around,
I ditched LV this year as they would not come down from a massive increase, so
I'm now currently with Hastings........
we'll see what happens next year.
and I'm only young I think
Dave DAVE.
I.A.M. F1rst Driver.
Gone 2003 Discovery TD5 Auto,
Gone 1986 Defender 90 Station Wagon
Gone 1984 Range Rover 3.5 Vogue Manual.
Gone 1970 Series 11A/3 SWB 3.5 V8 Hybrid
Gone 1964 Series 11A LWB Van
Gone 1966 Series 11A SWB Van
Gone 1964 Series 11A LWB Station Wagon,

We have all seen the question on insurance asking have you been declined insurance

Answer yes to this and most companies will not quote, they are all aware of this clause, so if you don't fit their profile rather than say no they just give a quote that they know will be beaten easily by other companies who are happy with your profile.

As an aside I thought I heard the other day that insurance companies were being stopped from offering the best deals to new customers only, if so it's about time. Tangiers Orange - gone, missing her
Replaced by Ewok what a mistake - now a happy Disco Sport owner

HI,

Also try to get your quotes at 21 Days before your renewal, its suggested its the best timing.

did ours last week (23 days away) and AA, with protected (max) ncb and breakdown cover with recovery inc for £183
and thats with £150 xs and 8000 miles


 .
my first ever FL2 and I did keep it longer than most other cars!
But its now gone way up Norf

Last edited by riverblanche on 13th Jun 2021 8:32 pm. Edited 1 time in total

Hello River, get what you say, my renewal date is December, this was a quote to change to a new vehicle, Freelander 2.
Have sent Dan@AF a pm. See what happens.
Have,nt tried AA yet for a quote, will do today
Thanks

Personally if I was mid term and having a car change I would stick with my existing company until renewal time
But
have a little check around as if many £££ difference worth cancelling existing policy and taking a new one

In 21 days time that is

 .
my first ever FL2 and I did keep it longer than most other cars!
But its now gone way up Norf

Girl at AF told me i needed a new policy not a transfer of vehicle.
Only dealings i have ever had with insurance companies is renewal.

Jim A.

Insurance quotes on here are meaningless with giving the excess charge and the annual estimated mileage. Please add those to the posts.

janderson41 wrote:

Girl at AF told me i needed a new policy not a transfer of vehicle. Jim A.

Dont know your actual details Jim but taking it that you have sold one car and replaced it with the FL2 then would think that is just a change of vehicle on your existing policy with an adjustment of the annual premium charged pro-rata for the remaining period with a possible admin charge on top. (£25ish?)

if you have not sold the other car yet, then yes a new policy is required for your new FL2 and the NCB can not be used twice so would give a high premium

What I can confirm is I have had 3 cars within a one year policy a couple of years back, I did the change of vehicle on line and charged no admin just paid the pro-rata difference for one and had a refund for the other.

Have you spoke with with the Forum sponsors they are very good

 .
my first ever FL2 and I did keep it longer than most other cars!
But its now gone way up Norf

Below is what I pay for my SD4 Metro 2014
Aged 79 (and a quarter)
8K miles

The policy is quite high spec with onward taxi travel, private healthcare, and legal protection cover.
Please note - I have separate AA Breakdown Cover and a LR Extended Warranty.

All in all it is costing a lot to achieve relatively worry free motoring.

Saga Car Insurance - Comprehensive - including Fixed Price £620.50
Legal Protection
Accident Healthcare
No Claim Discount protected

Optional cover
Increased Personal Accident £13.00
Replacement Car Extension for theft/total loss £20.00

Your excesses (the amount you pay towards a claim)
Accidental damage £300.00
Fire and theft £150.00
Broken glass (replacement) £75.00
Broken glass (non-approved repairer) £25.00
Broken glass (approved repairer) £0.00

PS Does anyone know how I can insure against being stuck in the holiday motorway jams that happen around here every weekend for most of the year. It took me over 3 hours to travel the 70 miles back from Powderham Castle (near Exeter) last Friday. Sat Nav and other On-line Traffic Apps do not help because it sends hundreds of other 'lost' cars on diversions around problems into minor (unsuitable) roads to join you if you use the 'Divert' feature. FL2 XS SD4 Auto 2010 2012-2017 (21k - 91k miles) (MY2011)
FL2 Metropolis SD4 Auto 2014 2017- (16k - 76k+ miles) (MY2015)