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dorsetfreelander



Member Since: 20 Jul 2013
Location: Dorset
Posts: 4336

United Kingdom 2014 Freelander 2 SD4 XS Auto Loire Blue
Extra £200 excess if I don't use recommended repairer

Just had my insurance renewal from LV= and noted that if I don't use one of their recommended repairers I will have to pay an extra £200 excess. Anyone seen this before ?

It was £278 for self plus wife BTW 3 x FL1 2 manual + 1 auto
5 x FL2 4 manual + 1 auto
Now Discovery Sport P250 MHEV SE

Post #375022 15th Jul 2019 2:13 pm
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SimonB



Member Since: 23 Feb 2011
Location: Berkshire
Posts: 202

United Kingdom 2011 Freelander 2 SD4 HSE Auto Stornoway Grey

From a quick Google search

https://www.motorclaimguru.co.uk/are-you-b...or-repairs

https://www.gocompare.com/car-insurance/approved-repairers/

The GoCompare article suggests this isn't uncommon

Post #375024 15th Jul 2019 2:59 pm
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Sidthecat



Member Since: 10 Sep 2017
Location: Sarf-East London-sur-Mer
Posts: 1632

England 2013 Freelander 2 SD4 HSE Auto Orkney Grey

Had that on earlier policies on the Impreza and Forester and found it also disqualified me from a courtesy car, unless my preferred repairer offered me one, at my cost. Seems they weren't happy about non-recommended workshops despite their preferred garage to my home address getting shabby reviews from pretty much everyone that passed through their doors. Added to that, although they'd take my car away 'immediately' and drop off a courtesy car, their preferred garage wouldn't be able to even look at it for at least a fortnight.
In the end, went with my choice of repairer (good garage and body shop round the corner) who 'massaged' their estimate to the insurers just enough to cover my excess Wink

Post #375025 15th Jul 2019 3:05 pm
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dorsetfreelander



Member Since: 20 Jul 2013
Location: Dorset
Posts: 4336

United Kingdom 2014 Freelander 2 SD4 XS Auto Loire Blue

And I have just noticed that if you go abroad you need a green card (or two if you have a caravan). Looks like the old days before the EU. 3 x FL1 2 manual + 1 auto
5 x FL2 4 manual + 1 auto
Now Discovery Sport P250 MHEV SE

Post #375041 15th Jul 2019 4:22 pm
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Boxbrownie



Member Since: 17 Mar 2019
Location: Looe
Posts: 2053

United Kingdom 2007 Freelander 2 i6 HSE Auto Stornoway Grey

Not had that notification from LV lately (been with them a while), no doubt it’s either a new condition or they reckon your a crap driver Laughing

Just kidding..... Wink Regards

David

Lovely i6 has now gone, but not me......

Please let me know if anything in my post offends you, as I may wish to offend you again......

Post #375042 15th Jul 2019 4:24 pm
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Dartman the one



Member Since: 04 Apr 2013
Location: Seville, Spain
Posts: 1650

England 

There are quite a few insurers who do not automatically insure fully comprehensive in the EU mainly RBS associated companies, Direct Line, Churchill and a few others, whether this is considered a Green Card is moot, it is not a EU requirement but is an excuse to gather extra premiums. my PC is slightly to the right of Genghis
2012 HSE SD4 In Orkney Grey now gone, best car ever.

Post #375086 16th Jul 2019 5:28 am
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Joedenise



Member Since: 17 Oct 2018
Location: Warden Kent
Posts: 80

England 

It will be after B and also international driving license

Post #375087 16th Jul 2019 5:49 am
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Joedenise



Member Since: 17 Oct 2018
Location: Warden Kent
Posts: 80

England 

double post

Post #375088 16th Jul 2019 5:50 am
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OLOSTEVE



Member Since: 18 Dec 2016
Location: Swanton Abbott, Norfolk NR10 5DU
Posts: 310

United Kingdom 2014 Freelander 2 TD4 XS Auto Firenze Red

I'm with, LV have been for years, Direct Line wanted £130 more for same cover. Had to make a claim for, Pam's lost hearing aid on house insurance, LV paid out in 4 days. I would highly recommend LV.

Post #375100 16th Jul 2019 9:13 am
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Pedro



Member Since: 01 Apr 2010
Location: Very near Pig Hill
Posts: 449

England 2010 Freelander 2 TD4 HSE Auto Galway Green

Exactly the same as the £200 extra excess on my Aviva policies.

They tried to enforce it when I used BMW instead of their recommended body shop for a claim. However, they saw sense when I pointed out that my claim was for fuel contamination (Water and silt) and that there was no way their body shop could sort out the tank, lines, pump, injectors etc to BMW's standard to maintain the BMW warranty. FL2 HSE Auto Galway Green
Evoque SD4 Auto Blue.
FL1 HSE TD4 Manual Black - Gone.
RR Classic V8 EFI - Gone

Post #375101 16th Jul 2019 9:17 am
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Boxbrownie



Member Since: 17 Mar 2019
Location: Looe
Posts: 2053

United Kingdom 2007 Freelander 2 i6 HSE Auto Stornoway Grey

OLOSTEVE wrote:
I'm with, LV have been for years, Direct Line wanted £130 more for same cover. Had to make a claim for, Pam's lost hearing aid on house insurance, LV paid out in 4 days. I would highly recommend LV.


Indeed, LV were not the cheapest of our quotes but for just £50 over the very cheapest (Slick Sid Insurance Co) I felt,it worth the extra considering the customer feedback and reviews, they’ve been good to us since being with them. Regards

David

Lovely i6 has now gone, but not me......

Please let me know if anything in my post offends you, as I may wish to offend you again......

Post #375108 16th Jul 2019 10:25 am
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ianfish



Member Since: 08 Mar 2016
Location: north devon
Posts: 69

United Kingdom 2013 Freelander 2 TD4 GS Auto Santorini Black

Direct Line wanted to increase my premium by over £80 this year so I shopped around and got Aviva Premium for £240, includes European comp cover, no excess for windscreen, no excess for own repairer. DL charged me over £100 last year for European cover!!! MY 2013 SD GS Auto

Post #375269 18th Jul 2019 9:04 am
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