Hi all, so on a narrow country lane this morning when an Audi came tearing around a bend, I locked up pointing down hill on lots of gravel, to avoid going head on I decided do ditch it. I must have only been crawling really, but he was still skidding toward me, so I went left (there was a bank either side with no chance of getting around. Unfortunately the car went up the bank and rolled onto its roof, side airbags deployed but fronts didn't.

Luckily we all walked away without a scratch, which is more than I can say about the car.. As I rolled onto the roof the Audi made contact and damaged his bumper, bonnet, wing and grill.
I think if hi hit me head on there would have been injuries, but maybe the car wouldn't be written off, as it stands I can say without much doubt that it's a write off 😩😫 but judge for yourselves..

Now the Mrs wants a Disco 4 so will be on the prowl for when the insurance pays out..

On that note, I've had a little look around, but can anyone say a figure I'm likely to receive? The car was in great condition
It's a GS 2011 (facelift) 60 plate with almost full LR history and just hit 60k. Any info would be great as a guide as to what to expect.

If we don't get a disco it will be def another FL2, I'm completely gutted that it's gone ☹️

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Holy smokes - you were all lucky to walk away from that. It must have been terrifying.

Can't give you any help on your insurance value but would advise to start looking at prices in eg autotrader to see what it would cost if you had to go out and buy one. That always works to get the best price from the insurers.

All the best on your search.

By the way, did the Audi driver make any admission of responsibility ?

J. FL2 2007 57 GS
D2 2005 Td5 - gone and not missed
FL1 2005 Td4 - gone and missed

Put your model and mileage into car sale sites to include Land Rover. The ones that match need printing off for your negotiations. Trust you are all OK and watch out for delayed shock.  FL2 MY10 TD4 GS traded in at 2 years
FL2 MY13 TD4 GS Current

Thanks! I think it's a testament to my car that we all got out safe and well..

The Audi driver made no such admission (as expected) but swapped details then swiftly left before the police arrived, I took lots of photos of position, kicking myself for not having a dash cam, they are invaluable in these situations..

Thanks I'll keep looking around and hopefully receive a decent figure.

On another note, has anyone had any issues with their car not showing as insured with the police? The police were very scetchy when they arrived, then said 'you're not showing as being insured !'


Obviously at this point I back into the bushes and s#1t myself, however after a quick call to Adrian Flux, they emailed the documents to me and the police also contacted the insurance bureau and confirmed that I do indeed have insurance.. I thought maybe they hadn't swapped it onto the private plate, but the original also showed as no insurance..

Obviously I am insured, with Adrain Flux, and Equity Red Star, to whom I spent 3 hours on the phone to this morning, hopefully they will deal with this swiftly.

One more point, I went to the recovery yard this afternoon to collect personal belongings, I took the dog guard, rubber mats etc, but the guy wouldn't let me take the spare wheel or Jack.. I also wanted to take the tow bar and electrics but that was a no go.. Goo g to ring ERS in the morning and see it it's possible..

#mykidsareawesome

 MY2011 Freelander 2 GS Santorini Black
MY2004 Freelander 1 Sport Java Black
MY1986 Defender 90 Stornoway Grey - Fully Rebuilt this Year

Tow Bar etc read this

http://nsureinsurance.co.uk/factsheets/write-offs/ FL2 MY10 TD4 GS traded in at 2 years
FL2 MY13 TD4 GS Current

Beautiful kids. After something like this, hold them dear.. An interesting day at school for them, I'm sure. FL2 2007 57 GS
D2 2005 Td5 - gone and not missed
FL1 2005 Td4 - gone and missed

We have had 2 Defender 90s stolen. The second was insured with NFU, who were great, ( they should be , to be fair they are a very expensive insurer , but a great value insurer if you have a problem ) . NFU paid out the real cost of replacing a 12 year old County 90 which was many many thousands above the " trade books " .

The first stolen one was a problem we were offered a " book value " £ 5 grand less than it would cost us to replace the car. This was via loss adjusters who were a bunch of weasels representing a insurance company, I've never gone lowest quote since . We countered this by getting written estimates from a couple of LR dealers, basically saying that the best price we could hope to buy a 3 year old County 90 with X miles on was ....... After a lot of argybargy We ended up with a compramise which saw us get around £1000 less than the real replacement. So get your supplying dealers to help out if you get a rubbish offer. Of course don't accept the first offer even if it is reasonable

It's great that you all ended up unscathed, a testament to the strength of the Freelander, and your quick reactions. On a personal note You have also reminded me to get a Gap insurance policy on my new motor  2009 GS Auto Zermatt Silver - Sold June 21 after 10 years of ownership

2016 Subaru Outback SE 2.0 diesel SE Premium Lineartronic Sold 2024 after 8 years and 80k miles . Best Car I ever owned !

2023 Toyota Hilux invincible X 2.8 Auto .

It's good to hear that nobody was injured . It's not a surprise to find the other car was an Audi .

Mark 2009 FL2 TD4 SE (Sadly gone)
2007 FL2 TD4 GS (The wifes , gone after 8 great years)
2012 FL2 SD4 SPORT LE(Gone and missing it)
2015 DISCOVERY SPORT 2.2SD4 HSE (For now ?)
2014 Ford Bmax 1.0 ecoboost ( Gone but what next )
2014 Ford Focus 2.0tdci Zetec S

Glad everyone is ok , try putting your details into we buy any car and see what they would have offered before the accident Do it now ! Your a long time dead !!

Re the police and insurance.. Very often cars come back from PNC checks as 'uninsured' when they actually are. Lots of reasons for this but as long as you ARE insured there's nothing to worry about. Sorry about the crash but glad you're ok. Didn't have time to read the whole thread but have the cops confirmed the Audi was insured?

Last edited by le bouch on 14th Jul 2016 9:33 am. Edited 1 time in total

Glad everyone is unharmed , lucky escape . FL2 gone now in 2016 Discovery 4 Loire Blue .

glad you are ok, car are things that can be replaced

i think you need to get your private plate on retention asap also, sure I've read about someone losing one after a write off Former Mod/Member, with the most post & Chicken George Arch nemesis

insure with NFU for free full gap insurance for 2 years I think.


glad the urchins and you are all unhurt, everything else is just paperwork and money, At work
At home

"I can't always believe facts I read on the web" - Charles Dickens

winner by default of the tractor vs caravan race

As someone else said, lovely kids. I bet they don't say "are we nearly there yet" any more though.  3 x FL1 2 manual + 1 auto
5 x FL2 4 manual + 1 auto
Now Discovery Sport P250 MHEV SE

glad everyone is ok, but a bit suspicious that the audi driver made off before the police arrived.

is this not breaking the law ?

he may have had something to hide, or maybe had a tipple ?

Iain