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Home > Off Topic > Hacked bank account |
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eddiekol Member Since: 20 Dec 2014 Location: Bingley Posts: 181 |
I tried to pay a bill online this afternoon,but had my Debit card declined.I know that my account is in credit,so couldn't figure out the problem.I then tried to access my online bank account,but no luck.I ended up phoning my bank,and it seems that there were a couple of dodgy transactions that were flagged up.I have a feeling that the problem stems from a Shell station that I use sometimes,as this was the only card transaction that I used whilst out.Needless to say,I shan't be using that Shell station again!All this a day before we go away to the Lake District for a week. |
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1st Apr 2016 8:17 pm |
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The Doctor Member Since: 09 Jul 2010 Location: Gallifrey Posts: 4615 |
Sounds like card cloning. I went to a cash point a few years ago and unbeknown to me, my card had been cloned. The crims successfully managed x2 £10 O2 top-ups (to test if the bank spots anything amiss apparently), then tried to buy £800 worth of cosmetics online from Hong Kong - Because I'm worth it
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1st Apr 2016 10:05 pm |
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Metropolis Member Since: 14 Jun 2015 Location: Lincolnshire Posts: 147 |
Petrol Stations are a common source for cloning. Always watch to see if you card is swiped twice in two different readers. In most cases, your card should no longer be swiped at all, with you being asked to use the Chip and Pin pad only. If it is, question why and if you have any concerns, contact your bank and the Police. |
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2nd Apr 2016 6:40 am |
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Paul1966 Member Since: 21 Dec 2013 Location: Cannock Posts: 308 |
My card was done a few years back and they emptied my bank account within 24 hours inc a £1000 overdraft. I bought £2000 air tickets in Malaysia at 2.30am on a Tuesday morning,£800 of pub garden furniture along with other items. The thing that got me was Barclays did nothing about it and I wasn't aware until they sent me a letter about the bank charges for being overdrawn.needless to say I don't bank with them anymore. |
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2nd Apr 2016 7:50 am |
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Landiroamer Member Since: 30 Apr 2015 Location: Devon Posts: 1185 |
A local garage I used always had to put in my PIN number, ok fine, and as you do you try to hide or cover the key pad with your hand so no one can see what number you are putting in, that was until the guy on the till said I dont know why folk cover the key pad because it shows on my till what the PIN number is youre typing in, yours is 1234, whatever and he was right.
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2nd Apr 2016 9:03 am |
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dunkley201 Member Since: 09 Jul 2011 Location: Lincolnshire Posts: 2739 |
I am sure that should not happen! 10MY (Sept 09) TD4 HSE Auto in Stornoway Grey (Now Gone)
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2nd Apr 2016 9:07 am |
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EYorkshire Member Since: 18 Nov 2010 Location: (!) Posts: 4392 |
Correct, there is no way your PIN is repeated on a retailers till, unless it has something going on that should not be there. |
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2nd Apr 2016 10:27 am |
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BossBob Member Since: 30 Sep 2010 Location: Bristol Posts: 1367 |
The problem is that the hardware that is used at the point of sale is the unsecure part of the equation and the card reader more unsecure than the rest as they are supplied by the retailer. It is what happens between you putting the card in the reader and that data getting to the card company/bank that is the problem. Once the card is in the reader you won't know how many times the data is read and where it is stored and you're then going to enter the PIN number voluntarily.
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2nd Apr 2016 11:18 am |
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Landiroamer Member Since: 30 Apr 2015 Location: Devon Posts: 1185 |
There must have been something dodgy with his reader then, because thats what the guy told me and he read out my PIN Id just typed in and showed me on his display and I certainly havent told anyone it, so if it could be done there it makes you wonder where else the details are coming up too, I mean they wont tell you normally will they so you wouldnt ever know, you assume its all secure, but that proves it isnt necessarily so? |
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2nd Apr 2016 11:50 am |
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Harrim51 Member Since: 26 Aug 2013 Location: Gloucestershire Posts: 101 |
Apple Pay. Fingerprints only job done |
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2nd Apr 2016 12:42 pm |
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Landiroamer Member Since: 30 Apr 2015 Location: Devon Posts: 1185 |
You could but criminals would no doubt be chopping off fingers then, also I have fingerprint recognition for my computer and if you get any cuts it doesnt recognise you so wont let yourself in, so you can prevent yourself from emptying your bank account too.
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2nd Apr 2016 2:11 pm |
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dunkley201 Member Since: 09 Jul 2011 Location: Lincolnshire Posts: 2739 |
This explains why a lot of card scams originate from service stations - too many independents staffed by young part timers whose pastime is hacking..... 10MY (Sept 09) TD4 HSE Auto in Stornoway Grey (Now Gone)
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2nd Apr 2016 4:10 pm |
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eddiekol Member Since: 20 Dec 2014 Location: Bingley Posts: 181 |
Nationwide blocked my account very quickly,so damage was limited.Largest amount was for £50 for a top-up card and a couple of small attempted amounts which flagged up a problem.The bank sorted the problem speedily and refunded the amounts stolen.The only problem was getting in touch with the bank in the first place.Tried phoning but couldn't get through. In the end had to contact them via Facebook! |
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3rd Apr 2016 6:08 pm |
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RedMike Member Since: 15 Dec 2015 Location: Hereford Posts: 92 |
I find Halifax are very good.
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4th Apr 2016 11:45 am |
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