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SkyeGuy



Member Since: 23 Nov 2017
Location: Dunvegan, Isle of Skye
Posts: 104

Scotland 
Cat D – What Do You Think?

There’s a 2014 Freelander GS on Ebay at the moment with full leather interior and only 30,000 miles at £11,000. Here’s the link (– which I think will only work while the ad is live…) https://goo.gl/EnqFQJ

I have no connection whatsoever with the seller.

The car is declared to be a Cat D insurance write off – the advert cites rear wing, door and bumper damage. It looks like an exceptional bargain to me – providing you intend to keep the car for a number of years.

I’ve been tempted by Cat D cars before, and like the look of this one.

Has anyone any experience of buying a Cat D car they would care to share? Currently enjoying:
2011 Freelander 2 TD4 XS (SOLD)
2013 BMW X3 20D M-Sport Auto
2007 Jaguar XK 4.2 Coupe

Post #338254 30th Dec 2017 8:47 pm
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Largered



Member Since: 10 Jul 2016
Location: UK
Posts: 1978

Unless you have a Churchill Body Jig in your garage ...... don't touch it.

I had a spell in VBPR in the late 70's.

Its on eBay for a reason, the 'Salvage Boys' ........ don't want it.

Post #338258 30th Dec 2017 9:32 pm
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Dippy



Member Since: 22 Oct 2017
Location: Derbyshire
Posts: 39

United Kingdom 2011 Freelander 2 SD4 HSE Auto Barolo Black

I had a cat D Nissan 200sx a number of years ago. That had rear quarter damage and to be honest I regretted buying it. It was cheap and obviously there's a reason for that. You could see where the repair was and I never really felt it drove properly, perhaps slightly out of alignment? Might just have been psychological but was always at the back of my mind.
Having said that, if the work has been carried out at a reputable place and you can see what's been done and it drives well then could be a good buy. Personally, I wouldn't but that is only because of the 200sx.
Link didn't work for me by the way... MY11 SD4 HSE.

Post #338259 30th Dec 2017 9:52 pm
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Tigger



Member Since: 30 Mar 2011
Location: L15KRD
Posts: 2555

United Kingdom 

I used to work for a company that bought write offs and got a local bodyshop to repair them and then issue them as service technician cars. You could always tell; rouge warning lights, badly fitted parts and electrical gremlins. Without having seen the car in its damaged state and seen the repair carried out, I’d stay well clear.

Post #338261 30th Dec 2017 11:13 pm
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Steve D



Member Since: 19 Jan 2013
Location: Essexshire
Posts: 4091

United Kingdom 

Look at the items he’s sold in his feedback. Obviously deals in secondhand parts. I wouldn’t touch it. It’s cheap for a reason. If you bought it and ended up having it written off through theft or accidental damage, you’d get nowhere near what you paid for it. Past: FL2 TD4 HSE Auto
Evoque SD4 Dynamic Lux Auto
Present: Audi A3 S Line.

Post #338262 31st Dec 2017 12:15 am
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RealBeale



Member Since: 13 Jun 2016
Location: Birmingham Great Barr
Posts: 881

United Kingdom 2007 Freelander 2 i6 HSE Auto Sumatra Black

You're right Steve D. It is cheap for a reason. The reason being the Cat-D ! Yes Equicar do deal in second hand Land Rover parts. They are a long standing and much respected business throughout the Land Rover enthusiast scene and have been going for donkey's years.
Also , I had an agreed valuation with my insurance when I bought a cat-C Freelander 1 which was for £1000 more than I paid for it (granted,still less than marked value, but I paid £2500 less than market value for it ) . So in actual fact only £1500 less than market value


I asked the question when I had to do a VIC check (due to the Cat-C) as to why my vehicle was Cat-C when the damage was so minor and not structural.
The assessor told me there are many reasons why a vehicle can be written off and it's not always down to the actual damage
Location can be just as much a factor as to whether the vehicle is insurance repaired or written off - sometimes for very minor or none structural damage. London would be an example , where recovery, storage and repair bills along with courtesy car costs would be higher than elsewhere in the country. So a car that was damaged in London may well be written off, whereas it may have been repaired in Dudley and given back to the owner .

I've said this before - how many owners are driving around in something that's been repaired by their insurance company after a bump ? How many of these repaired cars are then sold on, with the new owner not being told of this, and for the market value ? How many of these cars would be written off depending on the points given above and placed on a category ?

Best thing would be to have the vehicle inspected by someone who is approved .
Cosmetic damage that has been repaired correctly would not put me off buying a cat-D.
Yes it's not worth quite as much when you come to sell, but you buy it far cheaper in the first place.
Also depends on how long you plan on keeping it. If you plan on having it 5 years or more, then being a Cat-D will be of no real concern to the next potential owner. Plus if you sold it in 2023 and it was written off in 2017 - well that just proves that being on a Cat means nothing in the scheme of things. Also who's going to know , other than yourself, that you're driving around in a written off vehicle. I'd be smug in the knowledge I saved a fortune , while my neighbours will think I'd spent a fortune.

Post #338266 31st Dec 2017 2:28 am
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Mudstuck



Member Since: 14 Oct 2015
Location: Coppull
Posts: 135

United Kingdom 

Mine is a cat d and the saving I made paid for the tyres and guards I wanted for offroading.Yes I can tell it's been repaired as paint not same finish as original but it still looks good when clean and I have already scratched it whilst offroad,it would have been silly for me to buy a mint one for my intended use and low mileage was more of a concern

Post #338269 31st Dec 2017 8:06 am
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jules



Member Since: 13 Dec 2007
Location: The Wilds of Warwickshire
Posts: 4517

United Kingdom 2014 Freelander 2 SD4 SE Auto Firenze Red

Horses for courses !


Serious off-roading in a beautiful , expensive car seems daft to me. Even just greenlaning can get it scratched with bramble etc. Jules


Last edited by jules on 31st Dec 2017 2:00 pm. Edited 1 time in total

Post #338271 31st Dec 2017 9:14 am
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SkyeGuy



Member Since: 23 Nov 2017
Location: Dunvegan, Isle of Skye
Posts: 104

Scotland 

Thanks for the interesting and thought provoking comments. Had this CatD car been available when I was shopping for my Freelander, I may well have taken a look at it - but as it is, I am very happy with the never-repaired/full service history car that I bought.

A couple of years ago, my wife had a fairly minor brush with a roadside rock outcrop in a Vauxhall Corsa which we had only had a few months. The damage was almost entirely to the plastic components which made up the grille and front bumper. Our local garage didn't think it would be a difficult repair, and were happy to source used parts, but the insurance company wrote off the car and gave us a cheque for exactly what we had paid for the car in the first place, so we just went out and bought another one. I have often wondered what happened to it - but we had a personalised number plate on it, so there's no knowing if it is still on the road or was broken for parts. Currently enjoying:
2011 Freelander 2 TD4 XS (SOLD)
2013 BMW X3 20D M-Sport Auto
2007 Jaguar XK 4.2 Coupe

Post #338275 31st Dec 2017 9:47 am
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dondiddy



Member Since: 16 Apr 2017
Location: Hamilton
Posts: 749

United Kingdom 2012 Freelander 2 TD4 HSE Manual Firenze Red

The Corsa would revert back to it`s original reg number if the personalised plate was transferred to another vehicle so it would be simple to do an online status checkon the DVLA website if you had a note of the original/personalised number. Thumbs Up

Post #338277 31st Dec 2017 10:05 am
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SkyeGuy



Member Since: 23 Nov 2017
Location: Dunvegan, Isle of Skye
Posts: 104

Scotland 

I was pretty certain I had no record of the Corsa'a original plate - but I've just searched through the filing cabinet, and found it. Here's a clip from the local paper of the car after the accident. Once pulled out of the ditch - the car was driven onto the recovery vehicle under its own power. No fluids leaking. No airbags went off. Exhaust seemed OK. But sure enough - the car was never MOTd, and the tax expired shortly after the accident so presumably was scrapped.

Click image to enlarge

. Currently enjoying:
2011 Freelander 2 TD4 XS (SOLD)
2013 BMW X3 20D M-Sport Auto
2007 Jaguar XK 4.2 Coupe

Last edited by SkyeGuy on 31st Dec 2017 11:06 am. Edited 1 time in total

Post #338280 31st Dec 2017 10:50 am
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JulesK



Member Since: 07 Dec 2014
Location: Ceredigion.
Posts: 1652

Wales 2014 Freelander 2 TD4 HSE Auto Firenze Red

Touch and Barge pole spring to mind. If it wasn't so bad it'd be funny.

🐑
Freelander 2 HSE auto 2014 ( Florrie ) ..... Try again.
Freelander 2 GS 2012...... Gone.

Post #338284 31st Dec 2017 11:04 am
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Tigger



Member Since: 30 Mar 2011
Location: L15KRD
Posts: 2555

United Kingdom 

RealBeale wrote:

I've said this before - how many owners are driving around in something that's been repaired by their insurance company after a bump ? How many of these repaired cars are then sold on, with the new owner not being told of this, and for the market value ?


It does remind me that accident repairs can be a serious issue, whether a write off or not.

My first Freelander was side swiped by an ambulance in 2012. It needed the rear wing replacing, which involved cutting out the old and re-welding a new rear wing into place. It was done by the supplying Land Rover dealer as an Approved repair. All well and good, or so I thought.

Unfortunately, last year, the current owner showed me where the weld joints were rusting through from behind, which raised a point; I imagine it's impossible to paint the other side of a welded panel and it's simply a case of how long the bare metal takes to rust through from the other side Sad

Post #338285 31st Dec 2017 11:20 am
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jules



Member Since: 13 Dec 2007
Location: The Wilds of Warwickshire
Posts: 4517

United Kingdom 2014 Freelander 2 SD4 SE Auto Firenze Red

Tigger - I guess you're right there. I presume any welding would remove the electroplating/galvanising and allow corrosion to run wild inside box sections where a protective coating cant be applied.

You've also got to consider the future crash protection of a Cat D. For me that would be a worry too. Jules

Post #338293 31st Dec 2017 1:56 pm
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Largered



Member Since: 10 Jul 2016
Location: UK
Posts: 1978

dondiddy wrote:
The Corsa would revert back to it`s original reg number if the personalised plate was transferred to another vehicle so it would be simple to do an online status checkon the DVLA website if you had a note of the original/personalised number. Thumbs Up



only if the original number plate was still available from thee DVLA. They could have sold it on.

.

Post #338296 31st Dec 2017 2:22 pm
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